Our Fees

Please Note. Pension and Investment Advice charges are fund size based and are annual at a maximum of 1.25% for initial advice and implementation and 0.85% for ongoing annual review and long term continued advice. These charges reduce based on larger fund sizes, including as your capital grows into the future. We will still also offer to beat any existing current advice charge for Investments and Pensions. This payment is upfront from personal funds or taken from the fund directly – in the case of Pensions, if paid through the fund, this is using untaxed gross income and can be tax efficient as a result, comparing to upfront fees. The investment platform and funds that we advise you upon, which can be actively or passively managed across all risk profiles, are chosen and designed specifically to offer you best overall value coupled with index benchmark performance at minimum. As a result you will find that with all collective total costs taken into consideration (maximum of 2%, though often much less), this is a stronger proposition than many fund charges, platform charges or advice fees alone.